General Advice Warning: This is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances or obtain specific advice from us before you make any financial decisions. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
New Financial Year July 2024 update
Market returns to 30 June 2024 6 Mths 1 Year 3 Years 5 Years 10 Years NJ Retirement Fund 6.49% 13.77% 5.53% 7.39% 8.41%...
Cars are Expensive
By Terry Platirahos Cars are a must have in today’s day and age. However...
Pets are expensive
Approximately 40% of households have a pet dog and 25% have a pet cat. ...
July 2023 Update
Market returns to 30 June 2023 All Ordinaries Index Market Commentary The Australian Sharemarket...
February 2023 Update
Market returns to 31 January 2023 All Ordinaries Index Market Update The market has...
July 2022 Update
Investment Returns to 30 June All Ordinaries IndexMarket Update It was a bad quarter...
Tinder Swindler v Anna Delvey
Today is Valentines Day and in the spirt of love Netflix has recently released...
Market Update January 2022
Market Returns to 31 January: The Australian Sharemarket fell by 10% during January and...
China Evergrande collapse
The press has been filled with stories about the fate of the second largest...
Market update July 2021
Sydney and the surrounding area (Blue Mountains, Central Coast & Wollongong) went in to...
Federal Government Budget 2021/22
The Australian Federal Government released their budget for the 2022 financial year last Tuesday....
AustralianSuper
We have recently been approved by AustralianSuper to give advice to their clients. Unlike...
Financial Adviser workforce set to halve by 2023
This was in the news last week. A large number of Financial Advisers are...
Buying Real Estate
I have recently purchased an apartment and found it to be an incredibly stressful,...
Financial Stress
There is no doubt that the disruption & uncertainty caused by Covid has triggered...
GameStop Market Mayhem
On 8 January GameStop shares closed at $17.69. They hit $40 the following week,...
New Year’s resolution: Savings Plan
Many people make New Year’s resolutions to save money but without a plan, most...
Life Insurance Review
‘Protecting Your Super’ Reforms On 1 July 2019, the government made new rules for...
Dover Heights Ponzi Scheme
Melissa Caddick disappeared from her Dover Heights home on 12 November and subsequently it...
Biden wins US Presidential election
On Saturday, Biden’s lead in the vote count for the US state of Pennsylvania...
Superannuation Advice Case Study
Retirement shouldn’t hang over anyone’s head as a frightening prospect. The current gender gap...
Shonky Property Guru or the real deal?
On Friday, I met up with a friend and asked him what he was...
The Ticking Time Bomb of SMSF
SMSF is by far and away the most popular type of Superannuation fund with...
Marketing Strategies for Lawyers
Most legal services are transactional and a lot of clients will only use your...
Investment Outlook August 2020
We started the new financial year in optimistic spirits but the second wave in...
Market Review July 2020
The first 7.5 months of the 2019/2020 financial year were benign with the Australian...
5 Bad Financial Decisions Doctors make
Not planning out your cashflow All professional services firms have an issue with work...
5 Bad Financial Decisions Barristers make
Not planning out your cashflow All professional services firms have an issue with work...
Is now the right time to buy a new car?
I received a call the other day from my friendly BMW Sydney salesperson offering...
How to invest in the time of Corona viruses?
Many people have described the economic and medical problems caused by COVID-19 as unprecedented. ...
The 7 best sources of Government support
Jobkeeper wage subsidy The federal government will subsidise employee salaries of $750 per week...
The market has crashed, now what?
The Australian sharemarket has fallen by 25% since the start of the year as...
7 Tips for Retirees to manage their money during the COVID-19 crisis
Access to cash Depending on your sources of income you may have minimal to...
7 Tips for Professionals to manage their money during the COVID-19 crisis
Access to cash Depending on your area of specialisation you might be working like...
7 Tips for People in their 40’s to manage their money during the COVID-19 crisis
Access to cash Depending on your job you might be working like a slave...
Coping with Financial Crisis
Covid-19 coronavirus Financial Impact Qantas announced this morning that they were ceasing the majority...
Coronavirus
Covid-19 coronavirus impact The first known case of a new SARS like coronavirus occurred...
Market Update 2 March 2020
Projected market rates of return. The Australian sharemarket delivered a total return of 23.77%...
Welcome to 2020
We are already a month into the new year and a lot has happened...
3 money mistakes to avoid when you are in your 30’s
I read this story online: https://www.cnbc.com/2020/01/09/money-mistakes-to-avoid-in-your-30s.html It made me reflect on my own experience...
5 Ways for you to take Climate Action
We have raging bushfires, terrible air pollution and severe water restrictions. Maybe summer will...
Recency Effect
Why do Investors often buy high and sell low? This is the opposite of...
Are your affairs in order?
I was scrolling through Stan looking for a new TV series to watch the...
Responsible Investments
Options for Ethical, Responsible & Sustainable Investments The Financial Adviser Standards and Ethics Authority...
Melbourne Cup
Melbourne Cup Day As a child growing up in country Victoria we celebrated the...
How do I make my house more environmentally sustainable?
How do I make my house more environmentally sustainable? (and save money in the...
How do I start a savings plan for my Children?
There are 4 basic options: Save into a bank account Contribute to a managed...
Seniors Health Card
If you are over Age Pension Age but do not qualify for any payments...
Economic Update
Last week the reserve bank made a decision to reduce the official short term...
Can’t survive on $200k Salary
Australian Federal politicians currently receive a minimum salary of $211,000 before tax. That’s $5,334...
How much Superannuation should I have at age 40?
The answer depends on 4 things: The number of years remaining until your desired...
How much Superannuation should I have at age 50?
The answer depends on 4 things: The number of years remaining until your desired...
Planning for retirement and need to start thinking about budgeting?
Australian Federal politicians currently receive a minimum salary of $211,000 before tax. That’s $5,334...
Now retired and need to start living on a budget?
Australian Federal politicians currently receive a minimum salary of $211,000 before tax. That’s $5,334...
1 July 2019: What does the New financial year mean for high income professionals?
Written and accurate as at: 12 Jul 2019 With the ushering in of a...
1 July 2019: What does the New financial year mean for Retirees?
Written and accurate as at: 12 Jul 2019 With the ushering in of a...
1 July 2019: What does the New financial year mean for people planning for retirement?
Written and accurate as at: 12 Jul 2019 With the ushering in of a...
Economic Update
Australia Annual CPI 1.3% Annual GDP Growth 2.3% Quarterly GDP Growth 0.3% Unemployment rate...
2019 Budget: The ‘Back in Black, Pre-Election’ Proposed Measures
Written and accurate as at: 2 April 2019 The 2019-20 Federal Budget was delivered on 2...